Welcome to 5472 San Onofre Terrace, a fully renovated San Diego property designed with flexibility and modern living in mind. This 4 bedroom, 2 bathroom home offers two separate living areas, with 2 bedrooms and 1 bathroom upstairs and 2 bedrooms and 1 bathroom downstairs. Each level includes its own kitchen and washer/dryer hookups, providing versatile living options for multi-generational living, guests, or extended household needs. The home has been extensively updated with contemporary finishes throughout, including remodeled kitchens and bathrooms, updated flooring, recessed lighting, dual pane windows, and stylish indoor-outdoor living spaces. Enjoy solar, a large backyard, gated parking access, and an expansive upper deck perfect for relaxing or entertaining. Conveniently located near major freeways, shopping, dining, and local amenities. Buyer to independently verify all information including permits, square footage, and intended use. **Eligible for $15,000 forgivable loan (no payments, no interest) to cover closing costs, rate buy-down and/or down payment. 100% financing available with NO MI.**